It's not just about the rate!
Mortgages Made Simple with The Mortgage Bay
Are you thinking about taking that first step onto the property ladder, or are you already a homeowner wishing to raise monies for home improvements – or maybe your existing rate is ending soon?
A mortgage broker really is your best starting point. Let us do the hard work for you, for free!
(Other fees may be applied by third parties in the house buying process)
The Mortgage Bay are very much about a friendly and personalised service. We take the time to understand your individual needs and requirements and will then search the market to determine the most suitable lender and rate for you – taking into account lenders’ criteria and affordability calculations, which differ from lender to lender.
Tip: Sometimes the lowest rate is not always the best option; factor in associated fees and cashbacks to determine the best option financially.
Navigating the mortgage world can be daunting, especially if it’s new to you. There are many decisions to make, such as choosing between a fixed or variable rate and how long you take that rate for, the ideal mortgage term, whether to take a product with or without a fee. We’ll break down all the jargon and guide you through every decision.
There’s no need to fear the unknown, we’re here to simplify the process, ensuring you’re fully informed and confident every step of the way.